:root{
  --navy:#0b2545;--navy-2:#13315c;--teal:#0f9d8f;--teal-light:#2ec4b6;--teal-bg:#e8f7f5;
  --ink:#1b2a3a;--muted:#55657a;--line:#e3e9f0;--bg:#ffffff;--alt:#f5f8fb;
  --radius:14px;--shadow:0 1px 2px rgba(11,37,69,.06),0 8px 24px rgba(11,37,69,.06);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;overflow-x:hidden}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,7vw,3.4rem);letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,5vw,2.3rem);letter-spacing:-.01em}
h3{font-size:1.1rem}
p{margin:0 0 1em}
a{color:var(--teal)}
:focus-visible{outline:3px solid var(--teal-light);outline-offset:3px;border-radius:6px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:10px;top:10px}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(8px);-webkit-backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:700;font-size:1.25rem;letter-spacing:-.01em}
.brand b{color:var(--teal)}
.mark{width:32px;height:32px;flex:none}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:6px;align-items:center}
nav a{text-decoration:none;color:var(--ink);font-weight:500;padding:8px 12px;border-radius:999px;font-size:.95rem}
nav a:hover{background:var(--alt)}
nav li:not(:last-child){display:none}
.nav-cta{background:var(--navy);color:#fff !important}
.nav-cta:hover{background:var(--navy-2) !important}

.hero{background:linear-gradient(180deg,#f2f7fb 0%,#ffffff 100%);padding:56px 0 64px;border-bottom:1px solid var(--line)}
.hero-inner{max-width:820px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--teal);margin-bottom:.8em}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
.hero-actions{display:flex;flex-direction:column;gap:12px;margin:28px 0 28px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 26px;border-radius:999px;font-weight:600;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;transition:background .15s,transform .15s}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:#0c877b}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-ghost:hover{background:var(--alt)}
.btn-block{width:100%}
.hero-points{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;color:var(--navy);font-weight:500}
.hero-points li{display:flex;align-items:center;gap:10px}
.hero-points li::before{content:"";width:20px;height:20px;flex:none;border-radius:50%;background:var(--teal-bg) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%230f9d8f' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}

.section{padding:72px 0}
.section.alt{background:var(--alt)}
.section-lead{color:var(--muted);font-size:1.08rem;max-width:640px;margin-bottom:32px}
.grid{display:grid;gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card p,.why-item p,.step p{color:var(--muted);margin:0}
.icon{width:44px;height:44px;border-radius:12px;background:var(--teal-bg);color:var(--teal);display:grid;place-items:center;font-size:1.3rem;margin-bottom:14px}

.steps{list-style:none;padding:0;margin:32px 0 0;display:grid;gap:16px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.num{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:14px}

.why{gap:0}
.why-item{padding:22px 0 22px 20px;border-left:3px solid var(--teal);margin-bottom:16px}

.contact{background:var(--navy);color:#dbe6f2}
.contact h2{color:#fff}
.contact .eyebrow{color:var(--teal-light)}
.contact-inner{display:grid;gap:32px}
.email-line{font-weight:500}
.email-link{color:#fff;font-size:1.2rem;font-weight:700;text-decoration-color:var(--teal-light);text-underline-offset:4px;word-break:break-word}
.form{background:#fff;color:var(--ink);border-radius:var(--radius);padding:24px;box-shadow:0 12px 40px rgba(0,0,0,.25)}
.field{margin-bottom:16px}
label{display:block;font-weight:600;font-size:.92rem;margin-bottom:6px;color:var(--navy)}
input,textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1.5px solid #cfd9e4;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,textarea:focus{border-color:var(--teal);outline:3px solid rgba(46,196,182,.3);outline-offset:0}
textarea{resize:vertical}
.form-note{font-size:.85rem;color:var(--muted);margin:12px 0 0;text-align:center}
.form-note.error{color:#b42318}

.site-footer{background:#081a33;color:#9fb3c8;padding:28px 0;font-size:.9rem}
.foot{display:flex;flex-direction:column;gap:6px}
.brand.small{font-size:1.05rem;color:#fff}
.brand.small b{color:var(--teal-light)}

@media (min-width:640px){
  .hero-actions{flex-direction:row}
  .hero-points{flex-direction:row;flex-wrap:wrap;gap:12px 28px}
  .cards{grid-template-columns:repeat(2,1fr)}
}
@media (min-width:900px){
  body{font-size:18px}
  nav li:not(:last-child){display:block}
  .hero{padding:96px 0 104px}
  .section{padding:96px 0}
  .cards{grid-template-columns:repeat(4,1fr)}
  .steps{grid-template-columns:repeat(3,1fr)}
  .why{grid-template-columns:repeat(3,1fr);gap:28px}
  .contact-inner{grid-template-columns:1fr 1fr;align-items:start;gap:56px}
  .foot{flex-direction:row;justify-content:space-between;align-items:center}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

button,input,textarea,select,label{font-family:inherit}